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Enhancing internet connectivity, data security, and workers’ digital skills can reduce the digital gap in Central Asia.

Experience shows affordability, adoptability, and community support are critical for catalyzing digitalization efforts in the water sector.

Digital financial services like mobile money can reduce transfer prices and improve transparency, efficiency, and access.

Digital connectivity is a public good that can lead to new and sustainable growth areas and facilitate cross-border trade and remittances.

Digital finance offers the potential to reach underserved groups, but it is vital to first understand the needs of this segment.

Inclusive digitalization involves expanding ICT access, adopting user-centric digital designs, and promoting digital literacy.

Long-term policy framework, regulatory alignment, and smart infrastructure may unlock the region’s digital trade potential.

E-payment gateways and streamlined customs clearance processes can promote regional collaboration and economic growth in digital trade.

Lessons from Indonesia show digital transformation scales only when industry and digital governance align as one system.

Policy challenges include the shift in financial intermediation away from traditional banks toward digital finance providers.