Using Cloud-Based Banking to Improve Financial Access in Remote Areas In the Philippines, cloud technology is helping a rural bank reach customers in remote areas more efficiently and at lower operational cost.
Striking a Balance between P2P Lending Regulation and Innovation Promoting responsible lending practices on online peer-to-peer platforms builds market trust and deters the need for further regulation.
Why We Need to Promote Digital Financial Literacy Digital finance promises to be an effective means of reaching the unbanked, but its use must be accompanied by consumer information and education.
Movable Assets-Based Financing: Cases and Policy Implications The Republic of Korea wants to help businesses to secure loans using movable assets, including goods, receivables, and intellectual property.
Making Better Use of Data to Improve Lending to Small Business Owners In the Republic of Korea, there is a need for a consolidated database to provide timely market information on self-employed workers by region and business sector.
Implications of Improving Credit Rehabilitation for Low-Income Borrowers In easing the debt burden of economically vulnerable groups, measures should be taken to prevent creditor resistance and moral hazard among borrowers.
How Data Is Revolutionizing Risk Finance Increased availability of data and computing power have made it possible to set parameters beforehand that will trigger insurance coverage for a variety of risks.
Fostering Innovation with Patient Capital Policies should encourage private sector participation in building long-term patient capital to support innovative start-ups.
Ease of Use Affects Uptake of Mobile Financial Services In the Republic of Korea, financial firms need to enhance the convenience of mobile services and ensure universal accessibility.
Using Parametric Insurance to Address Rapid Post-Disaster Financing Gaps in response funding immediately after disaster can now be addressed through a new form of insurance.