One Way to Achieve Responsible Mortgage Lending The idea behind shared responsibility mortgage is to link the principal balance and interest payments to a house price index.
Integrated Approach for Inclusive Micro, Small and Medium-Sized Enterprise Development Business support infrastructure, access to finance, and information technologies empowered small businesses and generated opportunities for women and youth in Maldives.
Five Steps to a Successful Supply Chain Finance Program Banks need to update their business models as competition from fintechs disrupts the supply chain finance market.
The Role of Financial Companies in Promoting Intellectual Property Financing In the Republic of Korea, large financial firms should lead efforts to support high-risk, high-return intellectual property investments.
Using Cloud-Based Banking to Improve Financial Access in Remote Areas In the Philippines, cloud technology is helping a rural bank reach customers in remote areas more efficiently and at lower operational cost.
Striking a Balance between P2P Lending Regulation and Innovation Promoting responsible lending practices on online peer-to-peer platforms builds market trust and deters the need for further regulation.
Why We Need to Promote Digital Financial Literacy Digital finance promises to be an effective means of reaching the unbanked, but its use must be accompanied by consumer information and education.
Movable Assets-Based Financing: Cases and Policy Implications The Republic of Korea wants to help businesses to secure loans using movable assets, including goods, receivables, and intellectual property.
Making Better Use of Data to Improve Lending to Small Business Owners In the Republic of Korea, there is a need for a consolidated database to provide timely market information on self-employed workers by region and business sector.
Implications of Improving Credit Rehabilitation for Low-Income Borrowers In easing the debt burden of economically vulnerable groups, measures should be taken to prevent creditor resistance and moral hazard among borrowers.