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Reforming the calculation of lending rates could improve delinquent loan collection.

In the Republic of Korea, financial firms need to enhance the convenience of mobile services and ensure universal accessibility.

Regulations need to be aligned to improve the efficiency of environment, social, governance investments.

Policies should promote the growth and sustainability of social enterprises without making them dependent on state support.

In the Republic of Korea, the finance sector needs environmental, social, and governance evaluation criteria amid growing shareholder stewardship.

In the Republic of Korea, large financial firms should lead efforts to support high-risk, high-return intellectual property investments.

In the highly competitive Korean market, policy makers need to adjust performance indicators and incentives to encourage banks to increase technology financing.

In the Republic of Korea, there is a need for a consolidated database to provide timely market information on self-employed workers by region and business sector.

In easing the debt burden of economically vulnerable groups, measures should be taken to prevent creditor resistance and moral hazard among borrowers.

Managing household debt is becoming increasingly difficult for low-income households.