The idea behind shared responsibility mortgage is to link the principal balance and interest payments to a house price index.

Knowledge of a startup’s technology, human resources, marketability, and growth potential lowers the risks of venture capital investments.

In the Republic of Korea, large financial firms should lead efforts to support high-risk, high-return intellectual property investments.

Promoting responsible lending practices on online peer-to-peer platforms builds market trust and deters the need for further regulation.

The Republic of Korea wants to help businesses to secure loans using movable assets, including goods, receivables, and intellectual property.

In the Republic of Korea, there is a need for a consolidated database to provide timely market information on self-employed workers by region and business sector.

In easing the debt burden of economically vulnerable groups, measures should be taken to prevent creditor resistance and moral hazard among borrowers.

Population aging threatens fiscal sustainability unless government takes steps to reduce elderly poverty and manage public spending on pensions and healthcare.

Policies should encourage private sector participation in building long-term patient capital to support innovative start-ups.

In the Republic of Korea, financial firms need to enhance the convenience of mobile services and ensure universal accessibility.