Lisette Cipriano is an advocate for digital financial services and their role in advancing financial inclusion and resilience. Her global experience spans Europe, Africa, and Asia and the Pacific, including work with Vodafone Group on M-Pesa. She brings expertise in payments, card services, and alternative payment methods. As Unit Head for Digital Finance and Innovation at ADB, she leads initiatives using technologies such as digital ID and Open APIs, supporting developing member countries through projects, technical assistance, and knowledge solutions.