Jung-Han Koo
Senior Research Fellow, Korea Institute of Finance

Jung-Han Koo is senior research fellow and director of the Consumer Finance Division at the Korea Institute of Finance. He is also a policy advisor for the Korea Federation of Community Credit Cooperatives. He earned his master's degree in Economics at Korea University in 1996 and his Ph.D. at Cornell University in 2005.

Insight

In easing the debt burden of economically vulnerable groups, measures should be taken to prevent creditor resistance and moral hazard among borrowers.