Ritwik Ghosh
Principal, Retail and Business Banking Practice, Asia Pacific, Oliver Wyman

Ritwik Ghosh has 12-plus years of financial services industry and consulting experience across emerging markets, including Southeast Asia, South Asia, and Africa. He is an expert in retail and small- and medium-sized enterprises banking strategy development, sales productivity enhancement and customer analytics.

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A study of four Southeast Asian markets examines how digital financial solutions can play a key role in closing gaps in financial inclusion.