Lotte Schou-Zibell
Advisor, Office of the Director General, South Asia Department, Asian Development Bank

Prior to her current position, Lotte was Regional Director of the Pacific Liaison and Coordination Office. She was also Chief of Finance Sector Group of the Sustainable Development and Climate Change Department. She provided technical leadership on inclusive finance, finance sector development, and infrastructure finance; and in developing sector policies, strategies, operational plans, and directional papers. She leads innovative pilot projects using digital technologies. Prior to joining ADB, she was Director for International Economic Policy at the Swedish Ministry of Finance, a financial supervision and regulation expert at the Swedish Financial Supervisory Authority and central bank, and an IMF consultant.

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Case Study

In the Philippines, cloud technology is helping a rural bank reach customers in remote areas more efficiently and at lower operational cost.


Alibaba’s digital financial services group shares its experience in using digital technology to reach the unbanked and underserved.


Digital technology is key to increasing financial inclusion, but it comes with new challenges and risks.


Blockchain is transforming financial transactions—with far-reaching implications for the unbanked.


New digital technologies are a game changer for financial inclusion in Asia, opening up access to financial services for all sectors of society, and in the process helping dispel myths about financial inclusion.